Chapter thirteen requires repaying creditors some or all of what's owed employing a 3- to five-calendar year repayment prepare. Chapter 13 filers keep all the things they individual, plus the payment program offers means to boost sticky economic situations. Step 7 – Dischargin

We may get the procedure began quickly by submitting electronically. Usually, you're protected by the automated stay the moment you file, and the specter of lawsuits, wage garnishments, and utility shutoffs stops instantly. Filing bankruptcy will affect your credit score rating 

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